

Our Expertise
Who We Are
Founded in 2023, Raves & Associates has quickly established itself as a go-to resource for contractors across California and Texas. The firm specializes in delivering tailored risk management and commercial insurance solutions—with a sharp focus on the unique needs of the construction industry.
What sets Raves & Associates apart is its integrated risk management approach. In addition to traditional insurance placement, the firm offers comprehensive risk management consulting services. Contractors can engage Raves & Associates on a fee basis for specific projects or partner with the firm as their outsourced risk manager, gaining access to proactive strategies that reduce exposure, improve compliance, and strengthen operational resilience.
Guided by deep industry knowledge and a commitment to client success, Raves & Associates combines technical expertise with hands-on service. By helping contractors safeguard their businesses today and plan for tomorrow, the firm has quickly earned a reputation as a trusted ally in the construction community.
About Us
Matt Raves brings a unique blend of experience in insurance, finance, and construction management to his work with contractors. He began his career in the property and casualty insurance industry immediately after college, serving as a Property Casualty Underwriter and Workers’ Compensation Program Manager at a large risk management pool. He later transitioned to the financial services industry, where he worked as a Financial Consultant providing comprehensive financial strategies for individuals and businesses.
Matt has acted as a Project Manager for residential tract home developers and commercial contractors. These roles gave him firsthand insight into the operations, safety concerns, and logistical challenges faced by contractors. He has developed safety programs, improved field efficiency, and implemented operational improvements, giving him a practical understanding of contractors' risk from the ground up.
This combination of construction, finance, and insurance experience allows Matt to provide expert risk management and insurance advice specifically tailored to contractors. Matt primarily works with contractors in California but has select clients in Texas and Michigan.
Matt lives with his wife, Selene, their twin daughters, and a small zoo of well-loved pets. Outside of work, he and his family enjoy staying active, spending time outdoors, and training at the gym. Matt is also a dedicated martial artist, practicing: Lethwei, Goju-Ryu Karate, Brazilian Jiu-Jitsu, and Pekiti-Tirsia Kali. When he’s not on the mats, you can usually find him with a guitar in hand, shredding along to his favorite ’80s metal.
Licenses & Certifications
Matthew D. Raves, CRP®
CEO | Risk Management Consultant
CA Agent License: 4287579

Accredited Adviser in Insurance (AAI®)
Professional Risk Consultant (PRC®)
Contractors Risk Professional (CRP®)
Construction Risk & Insurance Specialist (CRIS®)
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General Lines Agent: Property/Casualty
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General Lines Agent: Life/Health
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Managing General Agent
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Surplus Lines Agent
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Risk Manager
BBA, Economics | Texas State University

Olivia serves as Chief Operating Officer, overseeing the firm’s day-to-day operations and ensuring everything runs efficiently and with care. With a strong focus on organizational excellence and client experience, she keeps the team aligned, prepared, and moving forward.
Outside the office, Olivia enjoys jogging, exploring new foods, and spending time with her two dogs: Marshmallow and Koda. Her blend of discipline, curiosity, and warmth makes her an essential part of the company’s culture and success.