

Our Expertise
Who We Are
Founded in 2023, Raves & Associates has quickly established itself as a go-to resource for contractors across California. The firm specializes in delivering tailored risk management and commercial insurance solutions—with a sharp focus on the unique needs of the construction industry.
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What sets Raves & Associates apart is its integrated risk management approach. In addition to traditional insurance placement, the firm offers comprehensive risk management consulting services. Contractors can engage Raves & Associates on a fee basis for specific projects or partner with the firm as their outsourced risk manager, gaining access to proactive strategies that reduce exposure, improve compliance, and strengthen operational resilience.
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Guided by deep industry knowledge and a commitment to client success, Raves & Associates combines technical expertise with hands-on service. By helping contractors safeguard their businesses today and plan for tomorrow, the firm has quickly earned a reputation as a trusted ally in the construction community.
About Matt
Matt Raves brings a unique blend of experience in insurance, finance, and construction management to his work with contractors. He began his career in the property and casualty insurance industry immediately after college, serving as a Property Casualty Underwriter and Workers’ Compensation Program Manager at a large risk management pool. He later transitioned to the financial services industry, where he worked as a Financial Consultant providing comprehensive financial strategies for individuals and businesses.
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Matt has acted as a Project Manager for residential tract home developers and commercial contractors. These roles gave him firsthand insight into the operations, safety concerns, and logistical challenges faced by contractors. He has developed safety programs, improved field efficiency, and implemented operational improvements, giving him a practical understanding of contractors' risk from the ground up.
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This combination of construction, finance, and insurance experience allows Matt to provide expert risk management and insurance advice specifically tailored to contractors. Matt solely works with contractors in California but is based in Austin, Texas, where he lives with his wife Selene, twin daughters, and their pets. Outside of work, Matt and his family enjoy being active at the gym and spending time outdoors.
Licenses & Certifications
Matthew Raves, CRIS, AAI, PRC
Founder & CEO
CA Agent License #4287579

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Accredited Adviser in Insurance (AAI®)
Professional Risk Consultant (PRC®)​
Construction Risk & Insurance Specialist (CRIS®)
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General Lines Agent: Property/Casualty
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General Lines Agent: Life/Health
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Managing General Agent
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Surplus Lines Agent​​​
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Risk Manager​​​
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BBA, Economics | Texas State University
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